Our financing solutions
Discover our full range of loan services tailored to your
personal and professional needs.
Personal loan
Finance your personal projects with a loan tailored to your needs and budget. Ideal for purchasing a car, home improvements, or any other major project.
- Fast and 100% online application process
- Response within 24 working hours
- Possibility of early repayment
- Fixed monthly payments for better budget management
Features
Borrowable amount
From 5,000 $ CAD to 150,000 $ CAD
Interest rates
From 3% (fixed APR)
Loan duration
From 12 to 360 months
Insurance
Recommended
Personal Loan Conditions
Criteria 1
Be of legal age and reside in Canada
Criteria 2
Justify regular daily, weekly or monthly income.
Criteria 3
Not being registered in the banking incidents and peer-to-peer loans file.
Criteria 4
Have sufficient repayment capacity.
Document 1
Valid ID or passport.
Document 2
Proof of address less than 3 months old.
Document 3
Latest pay slips for employees.
Document 4
IBAN, or a specimen check and the name of your bank.
Document 5
Digital cryptocurrency wallet for those who want to get a cryptocurrency loan.
Step 1
Complete the mandatory online application form.
Step 2
Provide supporting documents.
Step 3
Study of your file in less than 24 hours.
Step 4
Personalized proposal.
Step 5
Electronic signature of the loan agreement.
Condition 1
Fixed rate from 3% APR.
Condition 2
Repayment period from 12 to 360 months.
Condition 3
Loan amount from 5,000 $ CAD to 150,000 $ CAD .
Condition 4
Insurance recommended.
Condition 5
Possibility of early repayment.
Condition 6
Costs of proceedings.
Real Estate Loan
Make your real estate project a reality with our tailor-made financing, whether for the purchase of a primary or secondary residence or a rental investment.
- Financing up to 100% of the project (excluding notary fees)
- Fixed or variable rate options depending on your profile
- Personalized support from a dedicated advisor
- Solutions adapted for first-time buyers
- Possibilities for adjusting deadlines
Features
Borrowable amount
Up to 1,000,000 $ CAD
Interest rates
From 5% (fixed APR)
Loan duration
From 60 to 460 months
Insurance
Mandatory
Mortgage Loan Conditions
Criteria 1
Be of legal age and reside in Canada
Criteria 2
Avoir un apport personnel minimum de 10%.
Criteria 3
Justifier de revenus stables.
Criteria 4
Avoir une situation professionnelle stable.
Document 1
Valid ID or passport.
Document 2
Proof of address less than 3 months old.
Document 3
Latest pay slips for employees.
Document 4
Sales agreement or estimate for work.
Document 5
IBAN, or a specimen check and the name of your bank.
Document 6
Digital cryptocurrency wallet for those who want to get a cryptocurrency loan.
Document 7
Sales agreement or estimate for work.
Step 1
Complete the mandatory online application form.
Step 2
Appointment with an advisor.
Step 3
Constitution of the file.
Step 4
In-depth study.
Step 5
Loan offer.
Step 6
Legal cooling-off period.
Step 7
Signing at the notary.
Condition 1
Fixed rate from 5% APR.
Condition 2
Repayment period from 60 to 460 months.
Condition 3
Loan amount from 10,000 $ CAD to 1,000,000 $ CAD .
Condition 4
Mandatory borrower insurance.
Condition 5
Real guarantees required.
Business Loan
Grow your business with financing solutions tailored to the needs of entrepreneurs, traders and liberal professions.
- Financing of professional equipment, materials or vehicles
- Solutions for business creations, takeovers or developments
- Personalized study of your file and your activity
- Deferred repayment options
- Deduction of loan interest from your taxable income
Features
Borrowable amount
From 10,000 $ CAD to 1,000,000 $ CAD
Interest rates
From 5% (fixed APR)
Loan duration
From 12 to 460 months
Insurance
According to project
Business Loan Conditions
Criteria 1
Be of legal age and reside in Canada
Criteria 2
Have existed for at least 3 months.
Criteria 3
Present a healthy quarterly financial statement.
Criteria 4
Have a viable project.
Document 1
Valid ID or passport of the applicant.
Document 2
Kbis less than 3 months old
Document 3
Detailed business plan.
Document 4
Supporting documents for the guarantees offered.
Document 5
IBAN, or a specimen check and the name of your bank.
Document 6
Digital cryptocurrency wallet for those who want to get a cryptocurrency loan.
Step 1
Complete the mandatory online application form.
Step 2
Preliminary study online.
Step 3
In-depth analysis of the project.
Step 4
Presentation to the credit committee.
Step 5
Financing proposal.
Step 6
Implementation of guarantees.
Condition 1
Fixed rate from 5% APR.
Condition 2
Repayment period from 12 to 460 months.
Condition 3
Loan amount from 10,000 $ CAD to 1,000,000 $ CAD .
Condition 4
Possible deferred amortization.
Condition 5
Guarantees adapted to the project.
Credit Redemption
Simplify the management of your finances by consolidating your current loans into a single loan, with a single, often lower monthly payment and an optimized rate.
- Consolidation of all types of credit (consumer, revolving, etc.)
- Possible reduction of your monthly payments up to 50%
- Possibility to include additional cash
- Free, no-obligation simulation
- Support until the file is finalized
Features
Borrowable amount
Up to 100,000 $ CAD
Interest rates
Customized according to profile
Loan duration
Up to 360 months
Insurance
Recommended
Credit redemption conditions
Criteria 1
Have outstanding credits.
Criteria 2
Provide proof of stable income.
Criteria 3
Not be in a situation of chronic over-indebtedness.
Criteria 4
Have sufficient repayment capacity.
Document 1
Valid ID or passport of the applicant.
Document 2
Proof of address less than 3 months old.
Document 3
Latest pay slips for employees.
Document 4
IBAN, or a specimen check and the name of your bank.
Document 5
Digital cryptocurrency wallet for those who want to redeem cryptocurrency.
Document 6
Amortization tables for current loans.
Step 1
Complete the mandatory online application form.
Step 2
Personalized study of your situation.
Step 3
Proposal for merger.
Step 4
Constitution of the file.
Step 5
Signing of the contract.
Step 6
Repayment of old loans.
Condition 1
Fixed rate from 4% APR.
Condition 2
Repayment period from 12 to 360 months.
Condition 3
Loan amount from 5,000 ($ CAD or €) to 1,000,000 ($ CAD or €).
Condition 4
Consolidation of all types of credits.
Condition 5
Reduced single monthly payment.
Condition 6
Insurance recommended.
Credit Card - Exclusive Benefits
Complete protection
Fraud insurance and protection for your online and in-store purchases.
Rewards Program
Collect points on all your purchases and redeem them for discounts or gifts.
Travel benefits
Travel insurance, airport lounge access and 24/7 global assistance.
Exclusive offers
Priority access to private sales and special offers from our partners.
Can't find what you're looking for?
Our advisors are available to study your project and offer you
a solution adapted to your situation.